Financial and Tax Planning

 
 

 

We believe a thoughtful, well-constructed financial plan serves as the foundation towards long-term financial goals. We start building a plan by understanding of your values as well as personal and financial goals.  We assess your current financial picture, look for opportunities, identify risks and make recommendations.   Together, we will continue to monitor and implement your plan and make adjustments as your life changes.

Fundamental Planning

We start our planning with a balance sheet, so you understand your financial position.   We will work with you to thoughtfully review your income and expense assumptions and formulate a detailed cash flow plan.  We will stress test various scenarios so you will have confidence in your plan.  Lastly, we can monitor your progress and discuss major decisions in your life.  Common areas that we evaluate and help our clients optimize include:

·         Retirement strategies

·         Pension plans

·         Equity compensation analysis

·         Social Security

·         Estate planning

·         Insurance review

 

Tax Planning

By taking a comprehensive approach to wealth management, we can work with you to develop tax strategies to potentially minimize your current and future tax liabilities.   As tax law legislation evolves, we will keep you abreast of those changes and advise you on ways to adjust your strategies.   We will proactively discuss areas of potential savings and help you implement, which may include: 

·         Asset Location by Account

·         Roth IRA conversions

·         Income and capital gains management

·         Charitable giving strategies

·         Short and long-term tax bracket management strategies

·         Setting up trusts or tax-advantaged vehicles